Salary CTC Breakup
Understand your CTC structure and compare Old vs New tax regime
= ₹1,25,000 / month
Basic Salary %40%
40%50%60%
Basic Salary
HRA (50% of Basic)
Special Allowance
Employee PF (12%)
Employer PF (12%)
Gratuity (4.81%)
ComponentAnnualMonthly
Basic Salary
₹6,00,000₹50,000HRA (50% of Basic)
₹3,00,000₹25,000Special Allowance
₹5,49,540₹45,795Employee PF (12%)
₹21,600₹1,800Employer PF (12%)
₹21,600₹1,800Gratuity (4.81%)
₹28,860₹2,405Gross Salary₹14,49,540₹1,20,795
🏛️ Old Tax Regime
Annual Tax + Cess₹2,34,917
Monthly Tax₹19,576
In-hand / month₹99,419
₹50k std. deduction + HRA exemptions + 80C/80D
✨ New Tax Regime
Annual Tax + Cess₹1,25,412
Monthly Tax₹10,451
In-hand / month₹1,08,544
₹75k std. deduction, lower slabs, no exemptions
Difference (New vs Old)
+₹9,125/month
New regime saves you more money this year
* Calculations are indicative. Actual tax may vary based on HRA city, 80C investments, NPS, and other deductions. Consult a CA for precise figures.